INVESTMENT ADVISORY
We provide investment advisory services to help clients grow, protect, and optimize wealth.
TAX PLANNING & OPTIMIZATION
Structuring investments to maximize post-tax returns and comply with tax laws.
RETIREMENT PLANNING
Prepare for a comfortable and worry-free retirement. Ensure your future is secure, letting you enjoy life today and tomorrow.
RISK MANAGEMENT
Assessing financial risks and recommending suitable insurance or hedging strategies.
ESTATE & SUCCESSION PLANNING
Guidance on wealth transfer, wills, and legacy preservation.
PORTFOLIO CHECKUP
Regularly review and rebalance your investments to ensure they remain aligned with your goals, giving you a sense of control and reassurance.
WE ACT LIKE BUSINESS OWNERS
A smarter, adaptive way to identify real value in dynamic markets.
We think like business analysts—backed by data, driven by fundamentals, and focused on sustainable value. We never place client capital in weak businesses, ensuring every investment aligns with long-term growth and global opportunity.
WE READ THE LANGUAGE OF MARKETS
After confirming value as business analysts, we build precision as market strategists.
A dynamic layer that strengthens our fundamental view through real-time market behavior. We decode charts, patterns, and momentum to confirm value trends and align entries with institutional flow.
This fusion of analysis and timing transforms conviction into clarity—making every decision both data-backed and market-smart.
ADVISORY FEES
FEE MODELS
Assets Under Advice (AUA)
Fixed Fees Model
FEATURE
Fee as a percentage of the assets on which the adviser is providing advice
A flat fee (irrespective of AUA) charged annually per family of clients
CAP/LIMIT
Flat 2% per annum of AUA per client.
Up to ₹1,50,000 per annum
per family of clients
SUITABILITY
Suitable for High net-worth clients (HNI / UHNI)
Suitable for Mass-affluent / retail clients/ Clients seeking one-time or limited-scope advice
SETUP
Portfolio Advisory/ Asset allocation & periodic rebalancing/ Family Office services/ Investment policy design
Onetime Setup as Financial planning/ Retirement planning
/ Goal-based investing / Estate Planning etc
Book an Appointment
Book a personalized consultation
Our expert advisors are here to guide you every step of the way
SAGAR PUJARI
CEO, Founder
CA, IA(SEBI), WMFP(ICAI), FEMA(ICAI), BCOM(H)
Use this space to introduce yourself and share your professional history.
ABOUT CEO
Sagar Pujari, a Chartered Accountant, SEBI registered investment advisor and founder of Fincliff Capital, is dedicated to provide advisory services to individuals, professional investors, and different corporate sectors.
After completing his B.Com (Hons.) degree from the University of Delhi, and obtaining Accounting Technician certificate from ICAI, he qualified as a Chartered Accountant from the Institute of Chartered Accountants of India (ICAI). He further expanded his expertise by obtaining professional certification in Wealth Management & Financial Planning and Foreign Exchange Management Act from ICAI and SEBI Investment Advisor certification from National Institute of Securities Markets.
He began his financial journey at the age of 17. Inspired by Warren Buffett, Sagar believes that the right financials holds the potential for anyone to create wealth and have financial independence.
Driven by a passion for financial advisory, his mission at Fincliff Capital is to simplify investing and personal finance, advising individuals and corporates manage their money and grow their wealth through accessible advisory.
TESTIMONIALS
Enduring Trust. Global Perspective.
Over time, our relationships have grown through trust, clarity, and results. Each story reflects Fincliff’s commitment to disciplined insight, long-term value creation, and the kind of financial partnership that goes beyond advice — built on consistency, integrity, and shared growth.
SAHIL JAIN,
MANAGER, EY INDIA
Even with strong financial knowledge, you still need experts who live and breathe the subject every day. Having known Sagar and his team at Fincliff for years, I can confidently say their professionalism is unmatched.
SAHIL MITTAL
CFO, GMR HOSPITALITY INDIA
Sagar's approach to investment strategy is both intelligent and disciplined. They identify real value early, structure portfolios with clarity, and execute with impeccable timing.
ABHISHEK AGRAWAL
SENIOR BANKER, TED BANK CANADA
What I appreciate about Sagar is how personal his approach feels. He treats your goals as his own, blending instinct with insight to create a sense of calm confidence in every decision.
AMAN SARIN
MANAGER, INFOSYS
Sagar operates with the sophistication of an institution and the agility of a boutique. His insights consistently helped me preserve capital, capture opportunity, and stay ahead of financial discipline.
HIMANI KAPOOR
ACCOUNTS & FINANCE,USA
My long-term association with Sagar speaks for his deep understanding of financial dynamics and his balanced approach to creating lasting value — something he’s been doing for as long as I’ve known him.
RICHIE DEMLA,
MANAGER, KPMG GLOBAL SERVICES
What makes my connection with Sagar meaningful is the consistency — in thought, intent, and outcomes. You always know he’s thinking long-term.
CONTACT US
REGISTERED OFFICE
B 127 B BLOCK SECTOR 19 NOIDA
Email: connect@fincliff.com
Tel: +9540250101
FINCLIFF CAPITAL is an Investment Advisory firm with SEBI Registration no. INA000020989 and BASL membership no. 2325
Investments in the securities market are subject to market risks and investors should read all the related documents carefully before investing. Terms and conditions of the website are applicable.
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